From our headquarters in Jersey City, we provide working capital to small businesses across the United States. WBL was founded in 2011 with six people and has grown substantially since. Our executive team consists of seasoned entrepreneurs and bankers who have over one hundred years of combined experience in the financial services industry. We understand entrepreneurs and are able to make common sense funding decisions.

Our unique approach to lending makes the small business the focal point for our loan decisions. WBL believes the history and financial performance of the business outweighs other factors in its decision-making process.

Loan Amounts

WBL makes general purpose commercial loans in the range of $5,000 – $2,000,000.

Loan Terms

WBL provides short-term business loans paid back over a period between 6 and 36 months.


Because we won’t judge a business by its owner’s credit score alone, we approve businesses that might not otherwise qualify for loan financing.

Payment Methods

All loans are paid back through fixed and affordable payments linked to the business’ bank account.