What sets WBL apart

WBL provides small businesses with the working capital they need when they need it. As a private direct lender, and a service provider to Axos Bank®, we or the bank employ underwriting guidelines that expedite funding decisions in a matter of days. Where other sources may deny a strong business based on the owner’s personal credit score, WBL and/or Axos Bank® look at the overall health of the business to provide financing to business owners with less than perfect credit.


Loan Amounts

WBL makes general purpose business loans in the range of $5,000 – $2,000,000.

Loan Terms

WBL provides short-term business loans paid back over a period between 6 and 36 months.


Because we won’t judge a business by its owner’s credit score alone, we approve businesses that might not otherwise qualify for financing from other lenders.

Payment Methods

All loans are paid back through fixed and affordable payments linked to the business’ bank account.

Funding in as little as 24-hours after approval*

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